Pre-Qualifications/Pre-Approval:
You should meet with a mortgage broker in order to find out how much you can afford to pay. Knowing how much you can afford is the first step, however, sellers will be more receptive to buyers who have been pre-approved. During pre-approval, the buyer actually applies for the mortgage and should receive a commitment in writing.
Needs Vs Wants
Make a list of the things you needs. For example, amount of bedrooms, bathrooms, etc. You also should make a list of things you'll want like having a pool, big yard and others things that are not necessary or as important as the items you needs. Usually, as a first time buyer, you would not get everything on your list, but this will help you to have and idea during your search.
Representation by a Professional
Consider hiring a Real Estate Professional. One who's working for you, the buyer, not the seller.
Organize and focus
Maintain a record of items that can maximize your search as maps of the areas of interest, list of properties you have seen. YOU need to focus on your search as if you were the seller: would a prospective buyer find it attractive based on school district, crime rate, nearest shopping stores and highways?
Think with your head instead your heart. Do not forget to have a home inspection and mortgage contingencies in your offer. Request a second walk-through prior closing to note any changes that have been made that were not agreed on. All the above may seem rather overwhelming. That is why having a professional represent you and keep track of all the details for you is highly recommended
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10 Steps to Home Ownership: A Workbook for First-Time Buyers
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